Our borrowing and credit solutions are competitively priced and can be tailored to meet your unique business needs. Borrowing should have options and advantages that make sense to you and fit into your long-term business financial plan.

NDCU offers a wide selection of business financing that provides our members with the best, most-flexible options at competitive rates. Our local approach to lending is solutions-based and designed to meet your individual business need and goals.

Commercial Mortgages

Our knowledge of the local economic and business environment, competitive rates and flexible terms will meet your business needs, and our knowledge spans commercial, multiple-use and industrial buildings. We also fund developments and new construction projects.

Commercial Loans

All businesses encounter times when they need money for a specific purchase, improvement project, working capital or an expansion. If your financing needs are well defined and you prefer a predictable repayment plan, a term loan can be the right choice.

We offer

• local decision-making
• a commitment that keeps interest local
• mortgage pre-approvals
• 60-day interest rate guarantee
• competitive interest rates
• re-advanceable credit without having to pay extra legal fees
• fixed, open and variable rate mortgages with flexible repayment options, including monthly, semi-monthly, biweekly or weekly
• 6-month to 5-year terms
• prepay, at anytime, up to 20 per cent of the original mortgage balance per year
• up to 25-year amortization
• protection-life, disability, critical Illness and loss of employment insurance
• commercial CreditMaster® mortgage